Villa in Umag, Croatia, 262 m²

Luxury 5***** resort in Umag area not far from Kempinski resort offers new villas in a super-luxury resort!
Construction is finalized!
There is a mortgage/finance possibility for the buyers!

Prices for villas with parking are set inclusive of VAT, furniture and equipment!
If you buy asa company, price will be VAT-free.

Panoramic swimming pools, SPA-centre, gourmet restaurants, personal chef, children park, golf course nearby, tennis terrains, beach with sundeck zone.
Construction is completed in 2024-2025.

5***** star infrastructure of the complex will include:

• concierge service 24/7
• wellness and spa centre
• rooftop infinity pool
• gym studio
• rooftop fine-dining restaurant with amazing panoramic sea views, views over Slovenian scenery
• garden swimming pools
• garden restaurants and cafes (Italian cuisine restaurant, Steakhouse, etc.)
• pools, playgrounds and other amenities for children
• 18-hole golf-course
  Resort offer 55 modern luxury villas with sea view, 12 of which have their own rooftop swimming pools, while remaining are wonderful modern detached and semi-detached villas for 2,3 and 4 bedrooms. Some villas have outdoor parking, some benefit garages. Villas have mostly three levels (basement, ground floor and upper floor).

This is a unique opportunity to get luxury villa with full access to 5**** star services of high-class resort.

NOTICE:

• maintenance price is 4 euros per square meter + VAT (monthly), it will steadily rise.
• the reserve price is 0.50 euros per square meter (per month)
• access to the swimming pools is free, and towels, sunbeds, umbrellas are charged
• entrance to the gym is free
• entrance to the wellness is free until the end of the year
• for the rental pool, a meeting should be announced separately to explain the conditions for the next season.
• each property has it's own measurement device for water, electricity, heating which will be billed to the owner.
  

Special hypothec offer for financing purchase of apartments/villas

For individual private persons/buyers

Hypothec can be issued to resident of EU who have incomes in EU currency.

Term of credit: max 30 years
Payment:by monthly installments (credit and interests)
Own capital:min 30% of property value
Collateral:pledge of real estate, loan up to 70% of collateral value
Account opening in Sloveniawith regular inflow is obligatory
Timing:loan is issued after own capital is paid, after account with appointed bank is opened, after usage permit for purchased property is received.
Interest rates can be fixed or variable:
fixed rates
1-10 years – 1,7%
11-20 years – 2,1%
variable rates
1-10 years – 6m Euribor + 1,35%
11-20 years – 6m Euribor + 1,50%
21-30 years -6m Euribor + 1,60%
Cost and fees:
approval fee: 980 eur
notary costs
appraisal – free
Documents required:
passport copy
certificate of employment
statement of income for 2019, 2020
statement of indebtedness
bank statement of account
additional documents can be required
For corporate buyers
Mortgage finance can be provided to Croatian or EU company.
Term of credit:max 12 years
Payment:by quarterly equal credit installments
Interest rate:6mEuribor +3%, quarterly interest payment

Own capital:min 30% of property value; 50% in case of SPV founded for the purpose of purchasing real estate and renting out the property is the only income
Appropriate creditworthiness required and cash flow.
Collateral:pledge of real estate, loan up to 70% of collateral value or 50% in case of SPV
Account opening in Sloveniawith regular inflow is obligatory (or SPV account).
Timing:loan is issued after own capital is paid, after account with appointed bank is opened, after usage permit for purchased property is received.
Cost and fees:
approval fee: 0,5%
management fee: 0,1% once a year on outstanding loan balance
notary costs
appraisal – free

Please, do not hesitate to make an inquiry.

Overall additional expenses borne by the Buyer of real estate in Croatia are around 7% of property cost in total, which includes: property transfer tax (3% of property value), agency/brokerage commission (3%+VAT on commission), advocate fee (cca 1%), notary fee, court registration fee and official certified translation expenses. Agency/brokerage agreement is signed prior to visiting properties.