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2 844 387 €

Villa in Umag, Croatia, 452 m²
  • Villa in Umag, Croatia, 452 m² - picture 1
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  • Villa in Umag, Croatia, 452 m² - picture 1
  • Villa in Umag, Croatia, 452 m² - picture 2
  • Villa in Umag, Croatia, 452 m² - picture 3
  • Villa in Umag, Croatia, 452 m² - picture 4
  • Villa in Umag, Croatia, 452 m² - picture 5
  • Villa in Umag, Croatia, 452 m² - picture 6
  • Villa in Umag, Croatia, 452 m² - picture 7
  • Villa in Umag, Croatia, 452 m² - picture 8
  • Villa in Umag, Croatia, 452 m² - picture 9
  • Villa in Umag, Croatia, 452 m² - picture 10
  • Villa in Umag, Croatia, 452 m² - picture 11
  • Villa in Umag, Croatia, 452 m² - picture 12
  • Villa in Umag, Croatia, 452 m² - picture 13
  • Villa in Umag, Croatia, 452 m² - picture 14
  • Villa in Umag, Croatia, 452 m² - picture 15
  • Villa in Umag, Croatia, 452 m² - picture 16
  • Property ID on Prianproperty.com: 4077175
    Property ID on company's website: RE-AB-V-99
    Last update: 24.09.2025
    Number of views: 95

2 844 387 €

Villa in Umag, Croatia, 452 m²

452 sq.m 5 5

  • Property ID on Prianproperty.com: 4077175
    Property ID on company's website: RE-AB-V-99
    Last update: 24.09.2025
    Number of views: 95

Specifications

Sale price 2 844 387 €
House Area 452 m²
Site plot 407 m²
Number of bedrooms 5
Number of bathrooms 5
Address Croatia, Umag

Description

Luxury villa with rooftop swimming pool within 5***** star resort in Umag area!
Construction is finalized!

There is a mortgage/finance possibility!
Price is set with furniture, equipment, parking and VAT included.
If you buy as a company - it will be VAT-free.

Fantastic location just a few km from Slovenian border overlooking Piran bay and Portoroz!
Construction works are finalized by June 2022. Resort is now in function!
Villas have total surface of and can accomodate up to 8 people offering 5 bedrooms, 5 bathrooms, garage for 2 cars, rooftop private infinity pool.
Villa has multiple levels (5) and elevator.
Level 1 of 102 sq.m. offers tavern/konoba for guests receptions, bathroom, storage, wine-cellar, playroom.
Level 2 of 86 sq.m. offers garage for 2 cars, guest bedroom and bathroom, hall, technical spaces.
Level 3 of cca. 102 sq.m. offers three bedrooms with bathrooms en-suite, terrace, hall, storage space.
Level 4 of 102 sq.m. offers salon with dining area and kitchen space, bedroom with bathroom, guest wc, terrace.
Level 5 of 47 sq.m. offers outdoor dining area, wc, sunbathing area and swimming pool of 29 sq.m..

5***** star infrastructure of the resort complex will include:

  • high-class concierge service 24/7
  • wellness and spa centre
  • rooftop infinity pool
  • fitness studio
  • rooftop gourmet restaurant with amazing panoramic sea views, views over Slovenian scenery
  • garden outdoor swimming pools
  • garden restaurants and cafes (Italian cuisine restaurant, Steakhouse, etc.)
  • pools, playgrounds and other amenities for children
  • beach with sundeck lounge cca. 200 meters away
  • 18-hole golf-course


    NOTICE:

  • maintenance price is 4 euros per square meter + VAT (monthly)
  • the reserve price is 0.50 euros per square meter (per month)
  • access to the swimming pools is free, and towels, sunbeds, umbrellas are charged
  • entrance to the gym is free
  • entrance to the wellness is free until the end of the year
  • for the rental pool, a meeting should be announced separately to explain the conditions for the next season.
  • each property has it's own measurement device for water, electricity, heating which will be billed to the owner.


Special hypothec offer for financing purchase of apartments/villas

For individual private persons/buyers

Hypothec can be issued to EU resident who has incomes in EU currency.

Term of credit: max 30 years
Payment:by monthly installments (credit and interests)
Own capital:min 30% of property value
Collateral:pledge of real estate, loan up to 70% of collateral value
Account opening in Sloveniawith regular inflow is obligatory
Timing:loan is issued after own capital is paid, after account with appointed bank is opened, after usage permit for purchased property is received.
Interest rates can be fixed or variable:
fixed rates
1-10 years – 1,7%
11-20 years – 2,1%
variable rates
1-10 years – 6m Euribor + 1,35%
11-20 years – 6m Euribor + 1,50%
21-30 years -6m Euribor + 1,60%
Cost and fees:
approval fee: 980 eur
notary costs
appraisal – free
Documents required:
passport copy
certificate of employment
statement of income for 2019, 2020
statement of indebtedness
bank statement of account
additional documents can be required
For corporate buyers
Mortgage finance can be provided to Croatian or EU company.
Term of credit:max 12 years
Payment:by quarterly equal credit installments
Interest rate:6mEuribor +3%, quarterly interest payment

Own capital:min 30% of property value; 50% in case of SPV founded for the purpose of purchasing real estate and renting out the property is the only income
Appropriate creditworthiness required and cash flow.
Collateral:pledge of real estate, loan up to 70% of collateral value or 50% in case of SPV
Account opening in Sloveniawith regular inflow is obligatory (or SPV account).
Timing:loan is issued after own capital is paid, after account with appointed bank is opened, after usage permit for purchased property is received.
Cost and fees:
approval fee: 0,5%
management fee: 0,1% once a year on outstanding loan balance
notary costs
appraisal – free

Please, do not hesitate to make an inquiry.

Ref: RE-AB-V-99

Overall additional expenses borne by the Buyer of real estate in Croatia are around 7% of property cost in total, which includes: property transfer tax (3% of property value), agency/brokerage commission (3%+VAT on commission), advocate fee (cca 1%), notary fee, court registration fee and official certified translation expenses. Agency/brokerage agreement is signed prior to visiting properties.


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Cost of accomodation in Umag

Cost of accomodation in Umag
Restaurants
Cappuccino (regular) 1.86 €
Coke/Pepsi (0.33 liter bottle) 2.11 €
Domestic Beer (0.5 liter draught) 2.66 €
McMeal at McDonalds (or Equivalent Combo Meal) 8.99 €
Meal for 2 People, Mid-range Restaurant, Three-course 32.43 €
Meal, Inexpensive Restaurant 11.00 €
Water (0.33 liter bottle) 1.31 €
Imported Beer (0.33 liter bottle) 3.00 €
Markets
Apples (1kg) 1.72 €
Banana (1kg) 1.88 €
Beef Round (1kg) (or Equivalent Back Leg Red Meat) 9.30 €
Bottle of Wine (Mid-Range) 6.00 €
Chicken Fillets (1kg) 9.51 €
Domestic Beer (0.5 liter bottle) 1.33 €
Eggs (regular) (12) 2.62 €
Lettuce (1 head) 1.04 €
Loaf of Fresh White Bread (500g) 1.33 €
Local Cheese (1kg) 8.65 €
Milk (regular), (1 liter) 1.15 €
Onion (1kg) 1.27 €
Oranges (1kg) 1.60 €
Cigarettes 20 Pack (Marlboro) 4.52 €
Potato (1kg) 0.92 €
Rice (white), (1kg) 3.13 €
Tomato (1kg) 2.12 €
Water (1.5 liter bottle) 1.15 €
Imported Beer (0.33 liter bottle) 1.99 €
Transportation
Gasoline (1 liter) 1.46 €
Monthly Pass (Regular Price) 23.77 €
One-way Ticket (Local Transport) 0.92 €
Taxi 1hour Waiting (Normal Tariff) 5.00 €
Taxi Start (Normal Tariff) 1.00 €
Taxi 1km (Normal Tariff) 1.30 €
Toyota Corolla Sedan 1.6l 97kW Comfort (Or Equivalent New Car) 23 921.26 €
Volkswagen Golf 1.4 90 KW Trendline (Or Equivalent New Car) 21 818.99 €
Rent Per Month
Apartment (1 bedroom) in City Centre 366.12 €
Apartment (1 bedroom) Outside of Centre 282.90 €
Apartment (3 bedrooms) in City Centre 465.14 €
Apartment (3 bedrooms) Outside of Centre 398.69 €
Utilities (Monthly)
Mobile Phone Monthly Plan with Calls and 10GB+ Data 15.00 €
Basic (Electricity, Heating, Cooling, Water, Garbage) for 85m2 Apartment 90.92 €
Internet (60 Mbps or More, Unlimited Data, Cable/ADSL) 19.93 €
Sports And Leisure
Cinema, International Release, 1 Seat 5.02 €
Fitness Club, Monthly Fee for 1 Adult 39.87 €
Tennis Court Rent (1 Hour on Weekend) 9.24 €
Clothing And Shoes
1 Pair of Jeans (Levis 501 Or Similar) 84.18 €
1 Pair of Men Leather Business Shoes 97.67 €
1 Pair of Nike Running Shoes (Mid-Range) 77.51 €
1 Summer Dress in a Chain Store (Zara, H&M, ...) 43.25 €
Childcare
International Primary School, Yearly for 1 Child 3 168.78 €
Preschool (or Kindergarten), Full Day, Private, Monthly for 1 Child 149.60 €
Buy Apartment Price
Price per Square Meter to Buy Apartment in City Centre 3 119.31 €
Price per Square Meter to Buy Apartment Outside of Centre 2 231.15 €
Salaries And Financing
Average Monthly Net Salary (After Tax) 730.93 €
Mortgage Interest Rate in Percentages (%), Yearly, for 20 Years Fixed-Rate 4.90 %

Data on the cost of living is provided by the service Numbeo.com. Prianproperty.com can not in any way guarantee the authenticity and correctness of the data.

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