Investment project in Helsinki, Finland, 100 m²

Financing the construction of residential complexes in Europe, collateral for real estate with LTV of 50%, fixed income of the investor of 15% per annum.

The proposed investment scheme is a secure financial solution, ensures stable cash flow, and does not require the investor's personal involvement in managing administrative and commercial activities. The raised capital is used to finance land acquisition, construction and development projects. Investments are secured by a mortgage on real estate with an LTV of 50%.

Who is the borrower?

1. Construction companies that are leading their projects and need working capital to continue and complete construction. The profitability of construction projects in Europe averages 25%, so attracting financing at 15% is beneficial for them, especially in the final stages of construction, while investments are secured by real estate collateral.

2. Investors in residential real estate. Renovation of facilities can bring up to 30% profit in one business cycle, such projects are carried out by active investors who prefer short-term investments in real estate with a speculative range focused on the fastest possible resale of the object. Investors often need to act quickly to secure financing for future investment opportunities, which is why attracting financing at 15% is convenient for them.

3. Buyers and investors in real estate who need funds for quick transactions and down payment: many banks offer mortgage loans, and they can be an ideal option if you, as a resident or citizen, are located in the same country where the property is being purchased. However, financing the purchase of foreign real estate can be a difficult task. In this case, financing secured by real estate is the optimal scheme: the investor acquires an asset of interest to him without resorting to complex and lengthy negotiations with banks.

4. M&A transactions. Frequent problems in M&A transactions are the lack of available funds from the buyer and leverage. To determine how much finance is required for a transaction, experts take into account a number of factors. The buyer does not always use his own funds, this is the most expensive method, but it eliminates interest payments, reduces time periods and does not require transparency of the business for a specific transaction. The most attractive payment scheme for the buyer for the cost of external sources of financing is their payment using cash flows from the acquired company. However, in practice, initially, during the transaction, the buyer has to pay with borrowed or borrowed funds. There are different ways to find funds for M&A transactions, one of them is to attract financing secured by the acquired company.

Detailed information on request.

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