Investment project Male, Maldives, 45 m²

Guaranteed income of 7% per annum for 10 years (700,000 USD) + redemption for 100% of the cost!

Zamani Islands Maldives: Luxury property in the Maldives with guaranteed income – invest in the future.

Zamani Islands is the largest project under construction in the Maldives: 8 islands, 70 hectares, 3 resorts and the country's first super-acht marina. Forbes calls it the “new wave of luxury residences” in the archipelago.
The project offers investors several products: from hotel Junior Suite with a guaranteed yield of 7% per annum to private estates for $ 17.5 million. We analyze the figures, structure, track record developer and legal model.

About the project

Zamani Islands is a multi-island resort complex in South Malé Atoll, 21 nautical miles (about 40 minutes by boat) from Velana International Airport. The project covers 8 islands in a 5 km long natural lagoon and includes:

• 3 resorts with different positions: Uber Luxury, Vibrant, DVNES (Modern Lifestyle)
• The first in the Maldives superacht marina with a yacht club
• The first medical spa in the Maldives under the Swiss Medical Wellness brand
• 199 private residences and living villas in Vibrant Resort
• 15 mansion and private estates at Uber Luxury Resort
• Junior Suite at DVNES Resort - investment product with guaranteed income

Phase one launch: 2026-2028. Complete completion: 2030.
Architect: Killa Design (Dubai Museum of the Future) The interiors are YoDezeen.

Product line and prices

Junior Suite (DVNES Resort) - investment format

• Area: 45 m2
• Price: from $999,000
• Guaranteed income: 7% per annum (net), ~$70,000 per year
• Term of guaranteed income: 10 years from the opening of the resort
• Personal use: up to 30 days a year
• Buyback option: after 7 years at $999,000
• Ownership: Strata title
• Deposit: from $125,000
• Income is accrued in US dollars: Over 10 years, the guaranteed flow will be $700,000, excluding potential capital gains.

Vibrant Resort Villas - rental

• Beach Villa, 1 bedroom 93 m2 from $2,199,000, yield 10–12%*
• Water Villa, 1 bedroom 93 m2 from $2,399,000, yield 10–12%*
• Beach Villa, 2 bedrooms 198 m2 from $4,999,000, yield 10–12%*
• Water Villa, 2 bedrooms 198 m2 from $5,299,000, yield 10–12%*

*Non-guaranteed, predictive assessment based on the resort's operating model.
Payment plan:

• Vibrant: 10% booking
• 30% SPA signing
• 30% completion of washing
• 30% key transfer.

Mansion and private estates (Uber Luxury Resort)

• Mansion 4BR, area 1,731 m2, plot 3,200 m2 - $17,499,000
• Private Estate 6BR, 2,775 m2, plot 4,200 m2 - $31,499,000
• Private Estate Grande 8BR, 3,200 m2, plot, 8,870 m2 - upon request

The price of mansion and estates includes a lifetime berth for a yacht up to 50 meters and a lifetime membership in the yacht club.

Project infrastructure

• Superyacht marina - the first in the Maldives, attracting highest-spending visitors
• Yacht club with full service: team, provisioning, maintenance
• Medical Wellness Spa - the first brand in the Maldives, Swiss Medical Wellness
• 7 restaurants on the territory of the resorts
• 800 meters of beach with white sand
• Entertainment: arcade, cinema, bowling, paddle tennis courts
• Water sports, diving, snorkeling
• Boutiques and shops
• 100% renewable energy is the first resort in the Maldives with full power from BIPV solar technology
• Net Zero buildings, hydroponic vertical farms
• Coral restoration program on ~70 hectares

Property rights and taxes

Strata Title – How it Works

Foreigners cannot own land in the Maldives on the right of freehold. The purchase is made through a strata title - a long-term sub-lease agreement (up to 99 years), registered with the Ministry of Tourism under Regulation 2023/R-154.

• Form of ownership Strata lease (subtenance under the head lease of the resort)
• Up to 99 years (depending on the project)
• Ministry of Tourism, Strata Title Registry
• Transfer can be sold, inherited, delivered
• Stamp duty No (abolished)
• Property tax No
• Registration fee MVR 5,000 (~$325)

Ownership and lease taxes

• TGST (tourist VAT) 17% With rental income through the resort (from July 1, 2025)
• Green Tax $12/person. /night With guests, included in the bill
• Tax on personal income 0% No
• Capital gains tax 10% withholding C gross selling price for non-residents
• Inheritance tax 0% No

Important: with a guaranteed income of 7% (Junior Suite), taxes and fees are already taken into account in the calculation - income is listed as net. With the Vibrant, TGST 17% and Green Tax reduce ownership.

Important

Buying real estate in the Maldives does not give automatic residence permit. The government, in partnership with Henley & Partners, is developing a residency-by-investment program (launched for 2026), but it is not yet open.

Strategies of entry: who is suitable

Junior Suite for Passive Investor

• An investor with a horizon of 7-10 years who seeks fixed cash flow in dollars without operating participation. Maths: $999,000 → $70,000 / year → $700,000 for 10 years + buyback option

Vibrant villas – for a profitable investor

• An investor who is willing to accept market risk for potentially higher returns (10–12%). Suitable for those who want to personally use the object and at the same time hand it over through the management company of the resort.

Mansion and private estates - for the ultra-premium segment

• An investor with a budget of $25 million, interested in a status asset with a unique infrastructure (a berth for a superacht, a private spa, his own cinema). Capital growth in this segment is formed due to the lack of supply and brand value.

Zamani Islands One of the few projects with guaranteed returns in dollars and the option of buyback.
Want to get a full package of documents, planning or calculation of profitability for your budget? Write - we will send the current price, Junior Suite and Vibrant terms, and help you choose a product for your investment strategy.